I am writing to apologize for my recent uncontrolled spending. I understand that this has caused you a great deal of stress and I am deeply sorry for that.
I know that I have been irresponsible with my finances, and I am taking steps to ensure that this does not happen again. I have taken a hard look at my budget and have identified areas where I can cut back on spending. I am also making a concerted effort to be more mindful of my spending habits and to be more conscious of the consequences of my actions.
I understand that this is not an easy situation for you to be in, and I want to thank you for your patience and understanding. I know that it is not easy to trust someone who has been irresponsible with their finances, and I want you to know that I am taking this seriously and am committed to making the necessary changes.
I understand that this is a difficult situation and that it will take some time for me to regain your trust. I am committed to doing whatever it takes to make this right. I am also open to any suggestions or advice that you may have.
Once again, I apologize for my irresponsible spending and I am committed to making the necessary changes to ensure that this does not happen again.