I am writing this letter to apologize for my excessive spending. I understand that my actions have caused you a great deal of stress and worry, and for that I am truly sorry.
I know that I have been spending more than I should have been, and that it has caused a strain on our relationship. I understand that this is not acceptable behavior, and I want to assure you that it will not happen again. I have taken the time to reflect on my actions and have realized that I was not being responsible with our finances.
I understand that I have put you in a difficult position, and I am sorry for that. I have taken the time to look at our finances and have come up with a plan to help us get back on track. I have created a budget that will help us stay within our means and ensure that we are not overspending. I am also committed to sticking to this budget and making sure that we are living within our means.
I understand that this is not an easy situation to be in, and I am sorry for the stress and worry that I have caused you. I am committed to making sure that this does not happen again and that we can get back on track financially. I am also willing to do whatever it takes to make sure that our relationship is not affected by this situation.
Once again, I apologize for my excessive spending and the strain it has put on our relationship. I am committed to making sure that this does not happen again and that we can get back on track.